Frequently Asked Questions

What are voluntary plans?
Voluntary plans are 100% paid by the employee (though employers are able to contribute, too). Employees can choose which voluntary plans are best for their own situation. Some voluntary plans pay cash benefits directly to employees to cover living expenses, lost wages, copayments and deductibles. Other plans include disability insurance, life insurance, vision insurance, dental insurance, and other plans and services.

What are the benefits to employers?
With Aetna Voluntary Plans, employers can provide a more robust workplace benefits package to employees without affecting their bottom line. Employees pay up to 100% for voluntary plans, but get the benefit of a group rate through their employer.

Aetna Voluntary Plan services include valuable support for employers, such as worksite marketing and consulting services, as well as advanced technology tools.

All this comes from Aetna, a single carrier solution with over 150 years of experience.

What are the benefits to employees?
With Aetna Voluntary Plans, individuals can purchase added protection for themselves and their families -- protection that includes life, disability, dental and vision. Discounts are available, too, with our pharmacy and dental discount programs. Employees have the flexibility, and convenience, to choose the Voluntary Plans that best meet their own personal needs.

What are the benefits to producers?
Producers can provide their clients with a more robust workplace benefits package. Aetna’s technology and enrollment services can free clients from the administrative headache and expense of managing multiple-carrier relationships. From one carrier — Aetna, a solid brand with over 150 years of experience — employers can offer plans with the quality and service you expect.

What types of voluntary plans does Aetna offer?
A wide range of benefits, including:

Aetna Fixed Benefits℠ Plan pays a fixed cash benefit directly to the member for covered medical services, such as office visits, ER visits, inpatient and outpatient surgical and non-surgical services, ER, and prescription drugs. Learn more

Aetna Hospital Plan provides cash benefits to members to help them manage medical or daily living costs associated with an unexpected hospitalization. Learn more

Aetna Critical Illness Plan pays lump-sum benefits directly to members at the time a covered illness is diagnosed. Learn more

Aetna Accident Plan pays lump-sum benefits directly to members for on- and off-the-job accidents, in addition to existing medical coverage. Learn more

Dental and Vision insurance plans help members pay for certain family dental and eye care expenses. Learn more

Life and Disability insurance plans that help protect members' income, and their family's financial future. Learn more

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